Budgeting shouldn't feel like homework. Pockette gives you instant clarity on your spending, so you can make better decisions without the spreadsheet anxiety.
25 million users lost their budgeting app overnight when Mint shut down in 2024. Credit Karma isn't a replacement.
10-15 hours to learn. $15/month to use. Assigning every dollar a "job" works, but most people quit before it clicks.
You start motivated. By week three, the spreadsheet is two months behind and the guilt is worse than the spending.
Four things done right. No feature bloat.
Open the app, see your budget. Remaining balance, spending by category, trends. All on one screen, no scrolling required.
Transactions are auto-categorized so you don't have to sort 47 coffee purchases. Adjust if you want, but the defaults work.
Weekly patterns, monthly trends, category breakdowns. The data is there when you want it, invisible when you don't.
Responsive web app that feels native on your phone, tablet, or desktop. One account, every device, always in sync.
| YNAB | Monarch | Pockette | |
|---|---|---|---|
| Setup time | 10-15 hours | 30 min | 2 minutes |
| Learning curve | Steep | Moderate | None |
| Cross-platform | Yes | Yes | Yes |
| Auto-categorize | Basic | Good | Smart defaults |
| Daily effort | 15-20 min | 5-10 min | Seconds |
Pockette is building the budgeting app that respects your time. Simple enough to use daily, powerful enough to actually change how you spend.